Dash Cams Provide Added Proof of Your Good Driving

Dash cams are becoming an increasingly popular way to protect oneself while driving. A dash cam is a small, affordable camera that mounts to the windshield and records video of the driver as they drive. By capturing footage of a driver as they drive, a dash cam can provide indisputable proof of their good driving behavior in the event of an accident or ticket. Most dash cams come with built-in GPS tracking, so they show video footage of the incident and exact coordinates of where it took place. This can be very helpful in an accident situation, as it can prove who was at fault. Dash cams also have other uses like protecting against insurance fraud and recording scenic drives. There are many different dash cams on the market, so a driver needs to do research before purchasing one.

Features of a Good Dash Cam

There are a few key features to look for when shopping for a dash cam. Some of them include: 

• Wide field of view: The first thing a driver should consider in a dash cam is a wide field of view. This will ensure that the camera captures as much of the road as possible.
• High resolution: A high resolution is important so that the video footage is clear and easy to see.
• Loop recording: Loop recording ensures that the oldest footage will be automatically deleted when the memory card is filled up to make room for new footage.
• Date and time stamp: This is another important feature, as it ensures that the date and time are embedded in all of the video footage.
• Night vision capabilities: Night vision is important when driving at night or in low light conditions.
• GPS tracking: GPS tracking is a useful feature as it can provide exact coordinates of where an incident took place. Most dash cams come with an in-built GPS module, while others require an external one.
• Easy installation and use: The dash cam should be easy to install and use. Some models come with suction cups which make it easy to attach the camera to the windshield. Others come with adhesive mounts, which can be more difficult to install but provide a more secure hold.

Dash Cams and Insurance

Dash cams have several impacts on insurance. The first thing is that if a driver is in an accident and is not at fault, the footage from their dash cam can help prove their innocence, and their rates may not go up. However, if they are found at fault, then the footage from the dash cam can be used against them, and their rates may go up.

Dash cams also help protect drivers from insurance fraud. If someone stages an accident and tries to claim that a driver is at fault, the driver's dash cam footage can help prove that they were not at fault and prevent their rates from going up. They also help people become better drivers. When people review their dash cam recordings after a close call, they can take note of what to do better next time. Safe driving can help drivers avoid car accidents and traffic tickets, which can have them get rewarded with a good driver discount by their insurer.

In addition, some insurance companies offer discounts for drivers who have dash cams installed in their vehicles. This is because they feel that the presence of a dash cam indicates that the driver is taking safety seriously and is, therefore, less likely to file a claim. However, some insurers feel otherwise. They believe that footage from a dash cam could be used in court proceedings as evidence, so they may actually raise rates for drivers who have one installed in their vehicle. Typically though, insurance providers prefer dash cams.